Learn how senior citizens can easily submit their digital life certificate through doorstep banking. Follow the step-by-step guide for a hassle-free process and explore the cost-saving options.
Hassle-Free Digital Life Certificate Submission at Home
As October comes to a close and November approaches, millions of pensioners in India find themselves preparing to submit their life certificates, also known as digital life certificates. This vital process follows the Central Government's regulations and precisely benefits super senior citizens aged 80 or above who have the opportunity to submit their life certificates between October 1st and November 30th. Meanwhile, senior citizens aged 60 and above can complete this task from November 1st to November 30th. What's noteworthy is that this life certificate is a biometric-based digital service available to pensioners both at the central and state levels.
Seamless Submission via Doorstep Banking
For pensioners who prefer to submit their life certificates from the comfort of their homes rather than visiting a bank or post office, a convenient solution is available: doorstep banking. According to the information on the State Bank of India's (SBI) website, the country's largest public sector bank, individuals interested in this service can contact their nearest SBI branch. Furthermore, the Economic Times reports that Senior Citizens can access the benefits of doorstep banking through the DSB app, web portal, or a toll-free number.
Requirements for Submitting Your Life Certificate via Doorstep Banking:
Aadhaar Number: An essential requirement.
Mobile Number: A valid mobile number is necessary.
Aadhaar-Bank Account Link: Your Aadhaar number must be linked to your pension-paying bank account or post office account.
Biometrics: Biometric data is mandatory for verification.
Additional Details: You should also have your PPO number, pension account number, and bank details.
What Are the Charges?
As per the Economic Times, customers are required to pay a fee for doorstep banking, with the exact amount varying between different banks. Typically, the fee is around Rs 70, along with an additional GST charge. However, some banks offer this service for free to senior citizen customers.
Registration Steps for Doorstep Banking:
Download the Doorstep Banking App: Begin by downloading the Doorstep Banking App.
Mobile Number Registration: Register yourself by entering your mobile number.
OTP Verification: An OTP will be sent to your mobile number; enter it into the DSB app.
Personal Information: Complete your profile by entering your name, pin code, email, creating a password, and agreeing to the terms and conditions.
Address and Time Slot Selection: Provide your address and select a suitable time slot for the service.
Payment: The service charge will be deducted from your bank account.
Service Number: You will receive a unique service number.
Agent Details: The bank will send an SMS containing the agent's name, mobile number, and other relevant information.
Home Delivery: Your life certificate will be deposited at home, ensuring a hassle-free submission process.
Conclusion
The option of submitting a digital life certificate from the comfort of one's home through doorstep banking is a boon for senior citizens. This seamless and efficient process not only saves time and effort but also provides peace of mind. By following the straightforward registration steps and ensuring you have the necessary documents, you can ensure a hassle-free experience, all while adhering to government regulations. Stay informed and use this convenient service to make your life easier as a pensioner.
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